4 Ways to Avoid Money Arguments in your Relationship

Money conflicts are responsible for 27% of all divorces, making it the third leading cause, according to the Institute for Divorce Financial Analysis. This may seem rather grim for married couples, but it doesn’t have to be. There are various steps that experts say couples can take to avoid letting money matters get the best of their marriage. So whether you’re about to say......

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5 Tactics To Beat The Blues & Boost Productivity

Life happens. Things go wrong. It's not always going to go smoothly for any of us. But if you get into a subconscious habit of focusing too much on the... Take a read and gain some tips and insights.

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Are You Trying To Be A Superwomen?

Usually, mothers fall more easily into this category… We are trying to be a great mum, a great wife, keep the household clean and in order, cook great meals, whilst working and building our own careers and/or supporting and working for our husbands. It all is too much and often comparison starts to happen (especially in the context of our friends). We are in a society where....

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Emails, Social Media: Procrastination Tip

A different view on how to deal with overcoming procrastination that many of you may find helpful. I know it made me think and so I came up with my own strategy to combat moments of procrastination, which has been great. After all we are all different what works for one as a overcoming tool may not be successful for someone else. Take a read see if it could help you.

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8 Ways To Save Money & Reach Your Financial Goals for 2017

The New Year provides the perfect opportunity to examine past spending habits and look for new ways to set goals and save money. Planning a budget, let alone sticking to one, can seem like a daunting task, but by taking little steps, you can effect big financial changes. Let’s get started:

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3 Tips for Setting Realistic Goals for 2017

What do you SEE for yourself in 2017? I encourage you to stop and take a look. Know that what you spend your energy on that is what will grow. If it is finances then you well grow finances, if its chaos and frustration then that’s what will grow. So know what you want and stay diligently focused on that. 1. If you set goals that make you

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How to Set & Achieve Your Goals

We often do things by habit or allow things to just unfold, but if you want success in an area then train your brain into seeking the important things in your life which you want. Here are 11 tips that..

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The Empowered Woman - Mastermind Group

Let’s be honest and not kid ourselves, it’s hard being a successful business woman by yourself. It’s not unachievable, but it’s a lot of hard slog. On the other hand, having a support team you can rely on to help you push through is an amazing resource.

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Are You Serious ?? I Mean Really?

Do you find that sometimes life is just all a bit too much?! I know I do at times and so do some of my clients when they first come to me. It’s like you go from: I need to save a deposit for a house, for retirement, where does all my money go each week I never have enough, to I have no emergency account or am I paying too much in insurances, power? How much is too much for groceries? I should be

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Tips To Be Financially Prepared & Stress Free This Christmas

Dave Ramsey says it perfectly. "Why are we stressed financially at Christmas when we have all year to plan for it? We know it’s coming!" It's one of the most expensive and busiest times of the year, with only 4 months to go we need to start preparing for it now if we have not yet begun. Think about what would you...

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3 Questions To Help You Save Money

Just 22% of us have six months of expenses saved while nearly 30% have no emergency savings at all, according to post sometime last year from NZIER. That’s surprising because “spending less and saving more” have ranked in the top 5 list of most popular resolutions in the last three years. Clearly, we want to increase our savings but feel like we can’t. Maybe you can relate. Your income is tied up

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3 MONEY MINDSET TIPS, TO HELP YOU BELIEVE AND SO SUCCEED

Most people prefer not to talk about money, ask for help or ask others who are succeeding with money as to what they are doing. It’s a bit like money is a dirty word it may mean if you bring it up that you aren’t doing well or that you are wanting more and therefore not content with what you have so are ungrateful. These are just two forms of stingy thinking. Like anything...

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5 Tips To Clear Your Credit Card or HP Debt, FASTER!

You may be in a position where your personal debt or mortgage is getting in the way of achieving financial freedom. Then you need a plan, one that won’t compromise your lifestyle.

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3 Decisions That Will Change Your Life

There’s nothing worse than a rich person who is angry or unhappy. It results from an unbalanced life, one with too much expectation, or blame and not enough appreciation for what’s there. Without gratitude and appreciation for what you already have, you’ll never know true fulfillment. But how do you cultivate balance in life?

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3 Reasons Why Work Life Balance is Important.

We live in a very fast paced world and therefore the ability to achieve work life balance is becoming more and more difficult. Employers expect more from staff, and we put more pressure on ourselves to achieve greater results. But when did it become OK for our 9am to 5pm working day to become 8am to 7pm? Many of us have allowed this to happen, whether it is through conforming to workplace...

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How to make the best Choice when your Gut and Logic Disagree

Until we make a decision we have no target. It is like shooting an arrow in the air with no clue when it will land and we are left stuck and frustrated. Conversely when we make a decision we create mental maps that than direct us to the fulfillment of the decision made. We often hear it said go with your gut, and I must admit I am a person who......

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4 Knockout Ways to setting Powerful Goals

Goal-setting is powerful because it provides focus. It shapes our dreams. It gives us the ability to see the exact actions we need to perform to achieve what we desire. Goals are great because they cause us to stretch and grow in ways that we never have before. Life is designed in such a way that we can dream for the future and live in the present. read on for discovering how to get the best....

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2016 is Your Life so Your Choice!

We all dream of great things for our lives, don’t we? A fulfilling marriage, great relationships, happy kids, a meaningful and profitable career and less or no stress. We all know people who have achieved those things, so we know it’s possible. What if I told you the first step toward reaching that potential was as simple as answering just three questions? read on..

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5 Important Talks If You are Getting Out of Debt These Holidays

This is the year you finally decided to get out of debt. Great! But wait—what about Christmas? It takes the average person 18 to 24 months to get out of debt. So if you’re really serious about changing your family tree, Christmas will have to change too. Plus maybe you aren't in debt so lets avoid any debt this Christmas.. keep reading

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What's the big deal about Debt?

I hear this question a lot especially amongest the 18-23 year old's Whether you are young or old, you don’t want any part of debt. When you’re young, you have your entire life in front of you. As you get older, you want to enjoy your friends and family without being burdened by money issues. Living with debt means your choices are limited. You lack freedom. And that’s just no way to live, plus

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5 Steps to Gain Financial Freedom

First are you currently: In control of your money and managing it well? Spending less than you earn? If yes then keep reading because there are many opportunities available today to obtain financial freedom. Nothing comes without some risk involved but too much fear will get in the way of you moving forward. If you answered no then your first step is to ......

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Do We Need To Be So Busy & Stressed Before Christmas?

I was having a chat in the week to my friend as we both keep hearing how everyone is saying that their life has got so busy at the moment, work is busy and everyone wants everything done yesterday. Many I meet are stressed and we’ll be glad when it’s all over. For those of you who love the frantic build up to the holiday season then that’s fine and this read won’t apply to you, but for you...

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No Holiday headaches: 3 Actions You Must Take Now.

Christmas is the best, you get to hang stockings, shop for your favourite people, and gather around a large table and eat like a King. There is no other time of the year quite like it. That’s why it’s so easy to get carried away with your shopping. I wouldn't want to see you end up with a big credit card bill come February, this is a headache that none of us need. Actions to take now.. .

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How To Plan A Wedding Budget & Some Tips.

Congratulations on the upcoming big day! There are of course so many things to plan and organise and it all costs money. What can you afford and how much will you need? This of course is personal and every situation is different. It does not have to be over the top and lavish. You can have a fabulous wedding without breaking the budget. If you plan wisely. It shouldn’t be...

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10 Great Quotes on the Power of Dreams & How to Dream

"The future belongs to those who believe in the beauty of their dreams" by Eleanor Roosevelt

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10 Tips For When Life Doesn't Go As You Had Planned

“We all have problems. The way we solve them makes us different” – Unknown. Now isn’t that the truth. It’s our response to the problem that has occurred that determines the outcome. Some stories are so small that they can create just a minor bump in our day to day life, while others go deeper. So much so, that they can change the course of our lives. My story was enough of a bump that ...

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7 TIPS TO SAVE MONEY ON YOUR SUPERMARKET BILL

If you have a family, grocery shopping is probably one of your top two weekly expenses, right behind your rent or mortgage. But the good news is that, unlike some bills, you have a strong measure of control over the size of your grocery bill. There are ways to save money on groceries and to take a big chunk out of your food budget.....

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What Determines Your Wealth?

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4 Truths For a Winning State Of Mind

Would you like a better relationship with your friends? Have success with your personal finance? Love to have time for some exercise? Or do you just wish things could be better in certain areas of your life, but there just seems to be some kind of internal resistance/barrier. People who are successful seem to...

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5 Reasons Why People Never Become Wealthy.

What are your views? below are my top 5 reasons, with one overall reason that under rides the top 5 and often pops up in other areas of their life also... Take a read and let me know your experiences or thoughts.

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How To Master Financial Success In Your Life

The rules for achieving financial success are simple. More importantly following these rules are vital to obtain your financial independence. The Rules Are: 1. We have heard it before.......

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4 Things That Really Productive People Do Every Single Day

If something is working for you then stick with it, don’t fix what isn't broken e.g. some people like running as a form of exercise, some like work out video’s, others like swimming. So work with what is good for you either ways can be right.

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Accessing the Power of Gratitude

The practice of gratitude as a tool for happiness has been in the mainstream for years. Long-term studies support gratitude's effectiveness, suggesting that a positive appreciation attitude contributes to greater success in work, greater health, peak performance in sports and business, a higher sense of confidence and well being plus a faster rate of recovery from surgery.

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Tale of Financial Infidelity

How Women Can Get Smart about Money Article by Nanci Hellmich from USA TODAY Barbara Stanny, 67, the daughter of Richard Bloch, the "R" of H&R Block, inherited a substantial amount of money, but her husband squandered much of it in bad investments. By the time the marriage ended after 15 years, she had three young children and owed more than $1 million in back taxes.

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Do I Commit or Quit??

How do I know when the obstacles are just part of the game? Or is it just too hard? You do have to push sometimes, but how do I know when it’s the right time to push or it’s just time to give up, quit and move on? This is a big juicy question, but the fact is...

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3 Money Mindsets To Help You Believe For Success & So Receive

Most people prefer not to talk about money, ask for help or ask others who are succeeding with money as to what they are doing. It’s a bit like money is a dirty word it may mean if you bring it up that you aren’t doing well or......

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How Could We Turn Our Goals Into Reality?

As I was writing my to do list for 2015, the things I wanted to focus on for my business this year. I couldn't help but wonder what my achievement level would be like if I had the following thing happen to me, so I thought I'd share my thoughts with you..

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“Will your 2015 be better than your 2014? - D.A.R.E”

I'm not usually one that is into New Year’s Resolution as I have seen many people make them but they soon after a few weeks fall flat to the ground. To succeed and to ensure 2015 will be even better than 2014 (be it with your finances or any area of your Life) first you need to discover what is your Desire? What do you want, want to accomplish, and want to change?? What will you actually do...

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3 Hilarious But Terrible Retirement Tips

What are your views on saving for your Retirement? I have found that many people have a variety of views on this some good advice some bad advice. Take a read at a few

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6 Best Practical Self-Motivational Insights for Success

We know that a lot of people start things they don't finish they have hopes and dreams but they just don keep going. You wake up and don't feel like going to the gym or to chase your dream... At the base of every single goal or value we have, to be able to achieve it, to see it actualized. It comes back to Motivation. We need to activate ourselves. Do not let fear hold you back. People who are

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Do You Have a Marriage problem or a Money problem?

Many divorces are attributed to couples having money problems which courses them to fight and argue. Money stresses are in the top 3 causes for divorce, but money in itself is not the real issue here. Lets take a look...

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9 Most Common Things That New Zealanders Waste Their Money On.

The people I meet pretty much all have the same desire, they wish they could be saving more money to buy and do what they really want. So why then do so many of us fall short in achieving the lifestyle we dream of?

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You Can’t Live Life Well, Without Doing This First

Whether you are young or old, you don’t want any part of debt. When you're young, you have your entire life in front of you. As you get older, you want to enjoy your friends and family without being burdened by money issues.

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8 Musts to Succeed In Business

So many businesses fail after the first 3 years of being self employed, which makes many people afraid to step out and follow their dreams. I myself have only been in this business just over one year. (To date – 2014) I have listened to many experts, read books, heard talks and webinars from highly successful people in business saying what is required to be successful. Here are some simple basic

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What is Your Belief or Philosophy for Life?

There are many attributes which go towards living a good fulfilled life. Have you considered what are your values? What do you want to pass on? Below are some and one that I think that in todays world can very easily get overlooked

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Teach Your Kids To Save

Some of us enjoy exercising our saving muscles more than others. When we don’t it’s because we are Primary Spenders. But just because you may not like to exercise it, you should. Just like our physical muscles can get bigger, teach your kids to exercise their Saver Muscle.

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Success Keys 3: For Life Business & your Finances

We are often told not to do what we are passionate about - it’s too risky, too hard, you are dreaming, be it for Life, Business or our own financial goals we have. But are encouraged to be more practical, to take the safe road. Just because it's the 'safe road', the known way, does not guarantee success either. We can fail at anything we do. So what is needed?

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What is a Money Coach? & Why Bother With One?

A Money Coach is what I am and I help those who are stuck, feeling frustrated or overwhelmed and are ready for change in the area of Finance. Like a Personal Trainer I will ask you a series of questions to discover what your goals are and to find out what you are currently doing in regards to your finances. I set people up with new strategies to achieve their goals plus,

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What Are You Waiting For?

Do you have a plan in place as to where your Retirement income is going to come from? Can you rely on the Government to provide this for us? If not, then are you relying on an inheritance from your parents? Do you have property other than the house you live in or assets of value? If not then how are you going to live? I’m meeting so many people that have nothing in place, its ..

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11 Reasons Why You Are Not In Control Of Your Finances As You Would Like

You are the only one in control of your life story. You can’t control the past. No matter what took place there, there is no point continuing to blame people or events but you can take control now…the future is yours. Often before we can move forward though we do need to stop and understand where we have come from. This is especially true in regards to.....

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How To Overcome Challenges That Want To Hinder Your Progress.

Challenges and obstacles are something we all need to be geared up for and equipped to deal with, because life just happens and will often throw us an unexpected curve ball. You get knocked down so how do you get up..? What do you do..? read on..

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Who Is Ready For 2014? or Christmas...

We live in such a fast paced world that the lead up to Christmas just gets even more crazy for many which is probably partly why we make such grand New Years Resolutions with little real thought that for the majority fall flat to the floor.. Lets see if we can do things differently now before it also ends up a plan for next time.....

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Our financial health starts with our thoughts and attitudes first

Did you realise that your attitude and thoughts towards money affects your Bank Balance. The Power of your Mind, your beliefs, self talk and past, play a huge part in whether you well financially be successful. That’s why I’m afraid it is not the Budget that does not work.

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